Their function is to
provide life insurance companies with the necessary information
to underwrite your policy based upon your medical profile at the
time of exam. An appointment is made with Paramedic, a
nationally recognized examination company independently
contracted with all major life insurance companies.
• What can I expect and how long will it take? A paramedical
exam consists of some questions about your medical history,
measurements of your height and weight, blood pressure and
pulse. A urine specimen will always be collected during a
paramedical exam. The tests done are determined by the insurance
company and are performed by a laboratory. The test results will
be sent only to the Insurance Company and are used in the
• What happens to this information?
All of the Information obtained during the paramedical
examination is strictly confidential and for insurance purposes
only. It will be forwarded to the insurance company for review
to help evaluate your individual policy.
• Why is blood testing required?
Blood testing has been found to provide important
information for underwriting purposes. A wide range of tests are
completed by a laboratory and the results are sent only to the
• How much blood is required?
Less than one ounce of blood is drawn from a vein, Into
1.3 vials, by experienced personnel. You may be required to fast
4-12 hours depending upon the requirements of the insurance
company. You should advise your examiner if you have had
previous problems such as fainting, nausea, are currently taking
large doses of aspirin, have difficulty clotting or bruise
• Can I get an Infectious disease from this blood draw?
No. The sterile materials used are in disposable kits and used
only once. The examiner will open the kit in front of you as
well as show you the seal being broken on the sterile needle.
• What tests will be completed?
Each individual insurance company selects the tests they need
for the underwriting procedure. Paramedic Is requested only to
collect and prepare blood for analysis; the Insurance company
gives instructions to the lab regarding specific tests. You are
required to sign a consent form and a chain of custody form for
your own protection.
Mortgage Protection Life Insurance
Get a quote, call 800-890-0797 (California residents only)